Load checks to your SurgePaysTM Card by taking a photo with your smartphone, and using the Ingo Money App†. Download the Ingo Money App.

Approved check funds available in minutes for a fee (charged by Ingo) or within 10 days for no fee.

Load government, payroll or personal checks conveniently from your phone.

If your check is approved, your funds are as good as cash and safe to spend.