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SurgePays Visa® Prepaid Debit Card Puts YOU in Charge of Your Money
Direct Deposit
Direct Deposit your paycheck
Ask your employer or benefits provider to electronically place your paycheck or benefits into your SurgePays Card account using direct deposit!
It's easy and convenient. If you have a PayPal, a checking or savings account, you can add money to your SurgePays Card.
One of the most convenient ways to add all or part of your paycheck to your card account!
Mobile Check Load
Load checks to your SurgePaysTM Card by taking a photo with your smartphone, and using the Ingo Money App†. Download the Ingo Money App.
Approved check funds available in minutes for a fee (charged by Ingo) or within 10 days for no fee.
Load government, payroll or personal checks conveniently from your phone.
If your check is approved, your funds are as good as cash and safe to spend.
Add & Withdraw Cash
Add cash* at more than 135,000 Locations
Visit any Green Dot® Reload @ the RegisterTM location at well-known retailers.
Your money is available when using Green Dot retailers to load cash onto your prepaid card. You can also send money to anyone from your SurgePaysTM Card.
Withdraw cashWith your Personal Identification Number (PIN), you may use your SurgePaysTM Card to obtain cash from any Automated Teller Machine ("ATM") or any Point-of-Sale ("POS") device, as permissible by a merchant bearing the applicable network acceptance mark(s). For a Visa cardholder, look for the Visa®, Interlink®, Plus® or PULSE® Acceptance Mark(s). You'll need to enter your PIN and choose "Checking" for the account type where applicable.
Even better, avoid ATM fees all together by using your SurgePaysTM Card to get cash back at your local grocery store
To avoid ATM fees, ask for cash back from the cashier when making purchases, such as groceries. Please note, not all stores allow cash back. If you need to get money from an ATM you can reduce the fees you pay by visiting a Surcharge fee-free ATM near you. Log in to your account and click "Find Surcharge Free ATM" at the top of the page.
All cash withdrawal transactions and other transactions performed at ATMs are subject to applicable fees. Please refer to the Fee Schedule for the applicable fees.
Anytime Alerts
Sign up and receive text alerts
Sign up and receive text alerts to your mobile device. Standard message and data rates from your wireless service provider may apply.
Shop and Pay Bills
Make in-store purchases, shop online or over the phone at millions of locations - anywhere Visa debit cards are accepted.
Your SurgePays Card even works for bill pay. Simply provide your card number and expiration date to your creditors and billers.
Refer a Friend
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Where To Buy
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Earn Cash Back
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How to Reload
Add cash* at more than 135,000 locations.
Visit any Green Dot® Reload @ the RegisterTM location at well-known retailers.
OR
Simply Direct Deposit your check.
*Service fee up to $4.95 applies. Subject to cardholder load limits.
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By clicking Continue, you will leave the SurgePays Card website and be directed to a third-party app or website which has been provided for your convenience. Linked apps/websites may have privacy and security policies different from SurgePays Card and we cannot attest to the accuracy of the information. SurgePays Card and Central Bank of Kansas City do not guarantee nor expressly endorse any particular product, service, or third-party content.
To order your personalized SurgePaysTM Visa® Prepaid Card, you will be required to provide your name, address, date of birth and other information that will allow us to identify you. Federal law requires all financial institutions and their third-party affiliates to obtain, verify and record information that identifies each person who opens a Card Account. The SurgePaysTM Visa® Prepaid Card is currently not offered to residents of Connecticut and Vermont.
The SurgePaysTM Visa® Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Certain fees, terms and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and Fee Schedule. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-833-459-3444, 24 hours a day.
2 Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
†Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details..
*Service fee up to $4.95 applies. Subject to cardholder load limits.
‡Standard message and data rates from your wireless service provider may apply.
**Central Bank of Kansas City is not affiliated with the ability to earn cashback, tokens, rewards, or rewards redemption. Central Bank of Kansas City does not endorse or sponsor these offers.
Upon activation of your card, your funds are FDIC insured up to the current coverage limit.
All trademarks, service marks, and trade names referenced in this material are the property of their respective owners.
SurgePays Inc. © 2022. All Rights Reserved.